Strategies | UBA Health

Strategies

Every employer is different. These are the strategies we evaluate for each analysis.

MERP Strategies

A Medical Expense Reimbursement Plan lets an employer reimburse employees tax-free for qualifying medical expenses, usually alongside a plan redesign. Learn more →

Captive Solutions

Several employers pool part of their claims risk and share larger, less predictable claims through reinsurance, with more transparency and control over plan design. Learn more →

ICHRA Programs

An Individual Coverage HRA lets the employer set a defined monthly allowance that employees use to buy their own individual coverage. It offers cost predictability and employee choice. Learn more →

HDHP Optimization

For employers that already offer a high-deductible health plan: improving how well employees understand and use the plan, and how cost-effective it is. Learn more →

Communication & Education

Whatever the strategy, results depend on how well employees understand it. Learn more →

Get your free analysis to see which of these may fit your organization.

Get Free Analysis